About Us

About Thane Commercial Pty Ltd

Established in 2011 and based in Adelaide operated throughout Australia, Thane Commercial Pty Ltd is an independent Working Capital Brokerage/Consultancy, created to fill a poorly understood niche within the Broking Industry. Our industry experience and knowledge led us to believe that the understanding of working capital and cash flow funding was not well understood by businesses and their advisors alike. We believe that every business needs access to expertise to assist it with its working capital.

Our Focus

Our key focus is to provide our clients with working capital solutions which enables them to grow their business profitably in a way that benefits them, their people and their community. We do this by providing our clients with the right assistance at the right time with the right solution for the right reason. It’s important to work with a specialist who can navigate through the myriad of choices available. At Thane Commercial Pty Ltd, we take the time to understand our clients complete working capital structure from a supplier purchase order to the final payment by their customer. We then structure solutions that meet the unique circumstances of our clients.

Meet Our Founder

Neil Tunstall – Managing Director

Neil is a highly motivated and enthusiastic Working Capital specialist with broad experience in the Banking and Finance industry. His key areas of expertise are Debtor Finance and Trade Finance. He has held key leadership roles in South Australia and Victoria with the NAB and Westpac.

Neil has a long history of achieving strong results and is focused on achieving excellent team outcomes. Neil has more than 15 years of experience leading teams and has been a key member of NAB and Westpac’s national leadership teams (Both for Invoice Discounting and Trade Finance) and has been a highly respected advocate for change within the industry.

Over the last 15 years Neil has successfully operated Thane Commercial Pty Ltd and over that period has assisted many founders to maximise the flexibility that they require to grow their businesses, particularly when their growth is constrained by traditional forms of working capital management such as Secured Overdrafts and Trade Financing.

Simon Walker

Infrastructure and Defence Lead - VIC, WA & TAS

Simon Walker brings over 30 years of experience across asset management, wealth advisory, and SME funding. His career began in institutional investment management, where he specialised in fixed interest, foreign exchange strategy, and managing multi-billion-dollar mandates.

Transitioning into wealth management, Simon advised high-net-worth individuals and not-for-profit organisations on strategic investment and portfolio solutions.

An entrepreneur at heart, Simon has also founded and scaled several successful ventures in the medico-legal and health sectors, building strong referral networks and specialist teams nationwide.

This combination of institutional finance expertise and hands-on business experience gives Simon a unique perspective when helping SMEs navigate cash flow challenges and growth opportunities.

At Thane Commercial, Simon partners with Neil Tunstall to deliver tailored receivables and working capital solutions. His focus is on empowering SMEs and start-ups with flexible funding strategies that support expansion, resilience, and long-term success — without relying on personal assets or restrictive bank structures.

Kevin Melville

State Manager - QLD, ACT & NSW

Kevin Melville is a Chartered Accountant with more than 40 years experience in the finance industry, the majority of which has been spent in the working capital funding sector. Over the course of his career, Kevin has built an exceptional reputation for helping SMEs unlock liquidity, improve cash flow, and scale with confidence.

Drawing on his extensive background across Invoice Finance, Trade Finance, and Asset Finance, Kevin has a proven history of achievement in structuring and delivering effective funding solutions. His expertise lies in designing tailored working capital strategies that empower businesses with flexibility and independence from restrictive traditional banking structures.

At Thane Commercial, Kevin works closely with business owners and financial decision-makers to gain a deep understanding of their operational cycles. He then connects them with finance solutions aligned to their growth and strategic objectives, enabling sustainable expansion and long-term financial strength.

Working Capital Solutions

At Thane Commercial Pty Ltd, we recognise the individuality of businesses and work with our clients to develop tailored Working Capital and Cash Flow solutions that suit them. It can never be a “one size fits all” when working capital and cash flow are involved. What is needed is a deep understanding of where the pressure points are, what is causing them and what is the best way to achieve the company’s potential. We are also passionate about ensuring that a business “stands on its own feet” without relying on the owners/founders Bricks and Mortar assets like their family Home or Commercial Property. To do this we look at solutions that include: