For the high-growth SME, the “big win” is a double-edged sword. You’ve secured the sale, you’ve delivered the value, but you’re now staring down the barrel of a 60- or 90-day wait for settlement. This isn’t merely a “cash flow issue”—it’s a structural barrier to momentum. Receivables Finance (specifically Invoice Discounting) has matured far beyond […]
Why We Need a More Nuanced, Contract-Aware Approach to Receivables Finance Backed by Trade Credit Insurance — to Fund the SMEs Building Our Future Working capital is the lifeblood of Australia’s industrial economy. It’s what determines whether a contractor can pay their people, order materials, and keep projects moving. Nowhere is this more critical than
Progress Claim Funding: Unlocking Australia’s Growth Engine Read More »
How growing Australian SMEs can spot working capital pressure before it becomes a funding crisis In our experience at Thane Commercial, business growth doesn’t always feel like success. Sometimes it feels like pressure. You’re generating more revenue. You’ve secured bigger clients. Your books look better than last year’s.But something’s still not right. Cashflow feels unpredictable.The team is
It’s Not Always a Cash Problem — Sometimes It’s a Cycle Problem Read More »
Short-Term Business Loans: A Growing Concern for Australian SMEs In recent months, we’ve seen a worrying trend emerge across Australia’s small and medium business landscape: a rapid rise in unsecured, short-term business loans targeting SME owners through social media and online channels. It’s not unusual to see offers like: While these may look like fast cash flow solutions, the
Rethinking Working Capital: Why Cashflow Still Rules the Roost With over sixty years of combined experience in working capital and receivables finance, Kevin Melville and I have learned a truth that never goes out of date: cashflow is king. Profit might look good on paper, but it doesn’t pay the bills. When the cash dries up,
Rethinking Working Capital: Why Cashflow Still Rules the Roost Read More »
Supply chains and financial supply chains are not mutually exclusive but are, in fact, symbiotic as their key components are intricately linked. A supply chain is a complex network that includes organizations, individuals, resources, activities, and information required to create and deliver a product or service to the customer. It encompasses all the processes involved
The perfect match.How supply chain and the financial supply chain work hand in hand. Read More »
Effective management of working capital is crucial for the success of any business as it impacts all aspects of the organization and is key to its growth. Unfortunately, many businesses face bottlenecks that limit their access to working capital when needed. Therefore, it is important for business owners and their advisors to understand that every
Why is Effective Working Capital Management Critical for Business Success? Read More »
